# Transaction Fees

## Fees

Qwerti keeps fees simple and transparent.\
There are two main categories:

* **Swaps** (when you swap crypto to crypto)
* **Fiat Payments** (when you buy crypto with Card / Revolut, etc.)

***

### 1. Swaps

When you use **“Swap with Crypto”** (including cross-chain routes), you pay:

1. **Routing / liquidity provider fee**
2. **Qwerti fee: 0.10% per transaction**
3. **Network fees (gas)**

#### 1.1 Provider Fee

Your swap is routed through third-party DEXs (for example, **Jupiter** on Solana or **Uniswap** on Arbitrum).

* Example:
  * **Jupiter fee:** usually around **0.10%** of the swap amount.
  * **Uniswap fee:** usually around 0.25% of the swap amount.

This is the provider’s standard fee and is either included in the quote or shown in the route details.

#### 1.2 Qwerti Fee

On top of the provider fee, Qwerti charges:

* **0.10% per swap transaction offering you a smooth DeFi experience with chepeast** \
  **and secured routes**

This is our fee for routing, infrastructure, and UX.\
In some cases it can be shared with partners, but the user-facing fee stays the same.

#### 1.3 Network Fees

You also pay:

* **gas fees** to the blockchain where the transaction happens.

These are not controlled by Qwerti and depend on:

* the chain (Solana, Ethereum, etc.)
* current network load.

***

#### Quick Example (Swaps)

You swap **1,000 USDC into QWERTI token**:

* Provider fee (e.g. Jupiter \~0.10%): **≈ 1 USDC**
* Qwerti fee (0.10%): **≈ 1 USDC**
* Plus network **gas fees** (paid separately in the native token)

Total % fees around the notional: **≈ 2 USDC  + gas** (approximately 0.10$ per transaction, but depends of network).

***

### 2. Fiat Payments

When you use **“Buy with Card”** or similar fiat options:

* **Qwerti takes 0% fee from the user.**
* You only pay the fees of the **fiat on-ramp provider** (e.g. MoonPay).

#### 2.1 Qwerti Fee on Fiat

For fiat flows:

* **Qwerti fee: 0%**
* No extra markup on top of the provider’s fee.

We just route the crypto from the provider into your chosen token and chain.

#### 2.2 On-Ramp Provider Fees (Examples)

Exact fees depend on the provider, region, and payment method, but typical ranges look like:

* **Card payments (credit / debit card)**
  * around **3–5%** of the transaction amount
* **Alternative payment methods (e.g. Revolut)**
  * often around **1–2%** of the transaction

The final fee is always shown by the on-ramp provider **before** you confirm the payment.


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